DC FieldValueLanguage
dc.contributor.authorKallandranis, Christos-
dc.contributor.authorDrakos, Konstantinos-
dc.date.accessioned2024-03-04T19:34:54Z-
dc.date.available2024-03-04T19:34:54Z-
dc.date.issued2021-07-01-
dc.identifierscopus-85094164267-
dc.identifier.issn15446123-
dc.identifier.other85094164267-
dc.identifier.urihttps://uniwacris.uniwa.gr/handle/3000/1342-
dc.description.abstractBy employing the SAFE survey data set where the credit access trend is observed directly, we explore the so-called discouraged type of borrowers. This category was largely omitted by the traditional credit rationing literature. Incorporating two possible proxies, size and age, which are affecting seeking and access to finance, we provide evidence that both are relevant to the likelihood of discouragement. In particular, size reveals a monotonic drop while age an inverse U relationship with discouragement rates. Discouragement is also strongly affected by overall country conditions.en_US
dc.language.isoenen_US
dc.publisherElsevieren_US
dc.relation.ispartofFinance Research Lettersen_US
dc.subjectDiscouraged borrowersen_US
dc.subjectLoansen_US
dc.subjectRationingen_US
dc.subjectSmall business lendingen_US
dc.subjectSurvey dataen_US
dc.titleSelf-rationing in European businesses: evidence from survey analysisen_US
dc.typeArticleen_US
dc.identifier.doi10.1016/j.frl.2020.101807en_US
dc.identifier.scopus2-s2.0-85094164267-
dcterms.accessRights0en_US
dc.relation.deptDepartment of Accounting and Financeen_US
dc.relation.facultySchool of Administrative, Economics and Social Sciencesen_US
dc.relation.volume41en_US
dc.collaborationUniversity of West Attica (UNIWA)en_US
dc.subject.fieldSocial Sciencesen_US
dc.journalsSubscriptionen_US
dc.publicationPeer Revieweden_US
dc.countryGreeceen_US
item.openairecristypehttp://purl.org/coar/resource_type/c_18cf-
item.fulltextNo Fulltext-
item.grantfulltextnone-
item.languageiso639-1en-
item.openairetypeArticle-
item.cerifentitytypePublications-
crisitem.author.deptDepartment of Accounting and Finance-
crisitem.author.facultySchool of Administrative, Economics and Social Sciences-
crisitem.author.orcid0000-0003-2111-4448-
crisitem.author.parentorgSchool of Administrative, Economics and Social Sciences-
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