Banking productivity: an overview of the Greek banking system
Authors: Chatzoglou, Prodromos D. 
Diamantidis, Anastasios 
Polychrou, Elena 
Chatzitheodorou, Kyriakos 
Vraimaki, Eftichia 
Publisher: Emerald insight
Issue Date: 19-Oct-2010
Journal: Managerial Finance 
Volume: 36
Issue: 12
Keywords: Banks, Financial performance, Greece
Abstract: 
Purpose – The aim of this paper is to examine the productivity of the Greek banking sector for the time period 2004-2006. Design/methodology/approach – Standard ratio measures of bank financial performance have been used as output measures in a data envelopment analysis model in combination with efficiency ratios’ analysis. Findings – The Greek banking efficiency remains relatively constant throughout the period under observation, while, on average, big banks perform better than medium and small ones. Research limitations/implications – Profit and loss accounts as well as balance sheet accounts of each bank are used for examining bank efficiency. Practical implications – A positive relationship between bank size and performance is observed. More specifically, it is suggested that large total assets gives a bank the ability to achieve higher efficiency levels; thus, a merger of two small banks will probably increase their efficiency and competitiveness in the long term. Originality/value – Greek banks are at a crossroad and faced with the dilemma of expanding their operations internationally or staying at home. The current financial crisis has made this dilemma stronger. The paper's findings suggest that probably the best solution for the Greek banks to overcome their current problem is to merge.
ISSN: 17587743
03074358
DOI: 10.1108/03074351011088423
URI: https://uniwacris.uniwa.gr/handle/3000/752
Type: Article
Department: Department of Archival, Library and Information Studies 
School: School of Administrative, Economics and Social Sciences 
Affiliation: University of West Attica (UNIWA) 
Appears in Collections:Articles / Άρθρα

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